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Read how home insurance experts are helping Shepherd, MI homeowners save money & get cheap home insurance.

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Each home insurance policy is unique & we illustrate how few needs influence rates in Shepherd

Makes your home insurance higher Makes your home insurance lower

$260 is your homeowners insurance for a property near Michael Ave, E Maple St, N Chippewa St, S 1st St, SE County Line Rd

Marital StatusNow marriedIn Shepherd, 600 (52.1%) people have the status of "Now married"
Age6952 (3.7%) people aged between 67 and 69 in Shepherd
No of Vehicles Available0Not eligible for discount
No of claims0Ask for a no claims rebate of $80
Nearby agents : Duclos Insurance Agency, Inc., 7531 Gratiot, Saginaw, MI

$160 is your homeowners insurance for a property near N Chippewa St, S 1st St, W North County Line Rd, E Maple St, S Shepherd Rd

Credit ScoreExcellentYour excellent credit rating makes it less expensive for you by $70
Deductible$1000-$2500 Deductible$30 savings by going for a $1000-$2500 Deductible
Replacement Value$89,460$68,912 less than median property replacement cost in Shepherd
Age47In Shepherd 98 (6.9%) individuals are between 45 to 49 years
Nearby agents : Jacobs Ins Agcy Inc, 2021 E MAIN ST, OWOSSO, MI

$240 is your homeowners insurance for a property near E Maple St, N Chippewa St, Michael Ave, E Wing Rd, W North County Line Rd

Credit ScoreFairCould have saved $100 on your home insurance in Shepherd if you had Excellent credit
Home Constructed Year1957In Shepherd, 86 (12.5%) properties were made between 1950 and 1959
Marital StatusSeparatedIn Shepherd, 30 (2.0%) individuals have the status of "Separated"
Home value$111,500$7,900 costlier than average property price in Shepherd
Nearby agents : All Seasons Insurance Agency, 121 S Mercantile St Carson City, Carson City, MI

$140 is your homeowners insurance for a property near S 1st St, N Chippewa St, E Pleasant Valley Rd, E Wing Rd, E Remick Rd

Age54143 (10.1%) individuals are between 50 - 54 years in Shepherd
Home Constructed Year1923179 (26.0%) properties in Shepherd were constructed between 1920 and 1939
No of claims1$20 increase in premium because of 1 prior claims
No of Bedrooms2228 (33.1%) houses have 2 bedrooms in Shepherd
Nearby agents : Simon & Terranova Insurance, 227 Maple St 227 Maple St, Portland, MI

$280 is your homeowners insurance for a property near W North County Line Rd, S 1st St, E Maple St, E Pleasant Valley Rd, E Wing Rd

Replacement Value$189,040Costlier by $46,852 compared to the median replacement cost of a home in Shepherd
Age32In Shepherd 79 (5.6%) persons are between 30 to 34 years
Home value$139,000Your home is $35,400 more than the median value in Shepherd
Home Constructed Year197859 (8.6%) houses in Shepherd were made between 1970 and 1979
Nearby agents : Dave Hallada, 308 E Main Street PO Box 669, Stanton, MI

$510 is your homeowners insurance for a property near N Chippewa St, E Remick Rd, S 1st St, W North County Line Rd, E Wing Rd

Replacement Value$224,450$83,418 above the average home replacement cost in Shepherd
No of Bedrooms4129 (18.7%) homes have 4 bedrooms in Shepherd
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could make your rate cheaper by $50
Marital StatusNever married630 (54.6%) persons have the status of "Never married" in Shepherd
Nearby agents : Phillip Messman, 220 W Main St Ste A, Owosso, MI

$170 is your homeowners insurance for a property near N Chippewa St, W North County Line Rd, E Maple St, S Shepherd Rd, S 1st St

No of Bedrooms173 (10.6%) houses in Shepherd have 1 bedrooms
Home value$71,500$32,100 below the median property cost in Shepherd
Age35In Shepherd 76 (5.4%) persons are between 35 to 39 years
Marital StatusNever married"Never married" status is similar to that of 630 (54.6%) individuals in Shepherd
Nearby agents : Judd Insurance Agency, Inc., 9352 Moorish Rd , Birch Run, MI

$740 is your homeowners insurance for a property near E Remick Rd, E Maple St, S Shepherd Rd, Michael Ave, N Chippewa St

Credit ScorePoorAn excellent credit score makes your premium lower by $180
Home value$127,500$23,900 more than the usual house cost in Shepherd
Marital StatusNever marriedIn Shepherd, 630 (54.6%) individuals have the status of "Never married"
No of Bedrooms5In Shepherd, 22 (3.2%) properties have 5 bedrooms
Nearby agents : Michael Culp, 912 E Grand River Ave Ste 2, Portland, MI

$720 is your homeowners insurance for a property near S Shepherd Rd, SE County Line Rd, E Wing Rd, S 1st St, E Remick Rd

Home value$140,000$36,400 more than the usual house price in Shepherd
Replacement Value$189,000$36,408 more than average home replacement cost in Shepherd
Deductible$500- $1000 Deductible$60 savings by going for a $500- $1000 Deductible
No of Vehicles Available0Not eligible for discount
Nearby agents : Jacobs Insurance Agency Inc, 2021 East Main , Owosso, MI

$280 is your homeowners insurance for a property near Michael Ave, E Wing Rd, W North County Line Rd, N Chippewa St, SE County Line Rd

No of Bedrooms2228 (33.1%) homes in Shepherd have 2 bedrooms
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $30
Marital StatusNow married600 (52.1%) individuals have the status of "Now married" in Shepherd
Home value$78,000Your home is $25,600 less than the average price in Shepherd
Nearby agents : Steven Pero, 1413 Center Ave, Bay City, MI

$370 is your homeowners insurance for a property near E Maple St, S 1st St, SE County Line Rd, W North County Line Rd, N Chippewa St

Home Constructed Year1957In Shepherd, 86 (12.5%) houses were constructed between 1950 and 1959
Replacement Value$187,110$32,206 more than median home replacement value in Shepherd
Home value$148,500Costlier by $44,900 compared to a typical property in Shepherd
No of claims0Potential for $110 concession due to no previous claims
Nearby agents : Chris Tyler, 180 Kent St, Portland, MI

$220 is your homeowners insurance for a property near W North County Line Rd, E Maple St, S 1st St, E Wing Rd, Michael Ave

Home Constructed Year1921179 (26.0%) properties were made between 1920 and 1939 in Shepherd
No of claims0Request for a no claims concession of $70
No of Vehicles Available3 Due to possible car & homeowners insurance consolidation you are eligible for a $80 concession
Age69In Shepherd 52 (3.7%) people are between 67 to 69 years
Nearby agents : Northway Insurance Agency Inc, 808 N Jefferson St Bay City, City of Bay City, MI

$290 is your homeowners insurance for a property near E Pleasant Valley Rd, W North County Line Rd, Michael Ave, E Remick Rd, E Wing Rd

Replacement Value$122,240$29,196 lower than the usual home replacement cost in Shepherd
Age3776 (5.4%) folks are between 35 - 39 years in Shepherd
Home value$95,500Your home is $8,100 less than the median cost in Shepherd
Credit ScoreFairSavings of $120 on your home insurance in Shepherd with Excellent credit
Nearby agents : Thumb Insurance Agency, 2711 Center Ave 2711 Center Ave Esexville, Essexville, MI

$480 is your homeowners insurance for a property near E Pleasant Valley Rd, S 1st St, S Shepherd Rd, Michael Ave, E Remick Rd

No of Vehicles Available2Look for a car & homeowners policy bundle concession of $170
Deductible$500- $1000 Deductible$60 savings by opting for a $500- $1000 Deductible
Credit ScorePoorNot having a superb credit rating makes your premium by $110
Age3179 (5.6%) folks aged between 30 and 34 in Shepherd
Nearby agents : Cliff Hart, 122 N Bridge St # 1, Dewitt, MI

$360 is your homeowners insurance for a property near E Remick Rd, SE County Line Rd, E Maple St, W North County Line Rd, E Pleasant Valley Rd

Age69In Shepherd 52 (3.7%) persons are between 67 to 69 years
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will make your rate cheaper by $40
Replacement Value$138,750Cheaper by $8,062 compared to the typical replacement value of a home in Shepherd
Credit ScoreFairCould have saved $150 on your home insurance in Shepherd with Excellent credit
Nearby agents : Mid-Michigan Insurance Agency Of Mt Pleasant, 2060 E REMUS RD, MT PLEASANT, MI

$320 is your homeowners insurance for a property near E Wing Rd, SE County Line Rd, E Maple St, E Pleasant Valley Rd, S 1st St

Age57112 (7.9%) persons aged between 55 and 59 in Shepherd
No of Bedrooms2In Shepherd, 228 (33.1%) homes have 2 bedrooms
Home value$138,000Costlier by $34,400 compared to a typical property in Shepherd
Marital StatusMarried, spouse presentIn Shepherd, 30 (2.5%) individuals have the status of "Married, spouse present"
Nearby agents : Schuberg Insurance Agency, 107 North Michigan Ave Big Rapids, Big Rapids, MI

$460 is your homeowners insurance for a property near S 1st St, E Pleasant Valley Rd, E Maple St, SE County Line Rd, E Remick Rd

No of claims2Your premiums will become higher by $100 due to 2 past claims
Credit ScoreExcellentYour great credit rating saves you $190
Marital StatusSeparatedIn Shepherd, 30 (2.0%) individuals have the status of "Separated"
No of Vehicles Available0Not eligible for discount
Nearby agents : Reed Insurance Agency, Inc, 108 W Main St, Dewitt, MI

$150 is your homeowners insurance for a property near Michael Ave, E Wing Rd, N Chippewa St, S Shepherd Rd, E Remick Rd

Marital StatusMarried, spouse present30 (2.5%) people have the status of "Married, spouse present" in Shepherd
No of Bedrooms2228 (33.1%) properties have 2 bedrooms in Shepherd
No of Vehicles Available4Look for a car & home insurance bundle rebate of $50
Home value$65,500Your home is $38,100 cheaper than the usual price in Shepherd
Nearby agents : Tyler Wilk, 802 S Mission St, Mt Pleasant, MI

$590 is your homeowners insurance for a property near SE County Line Rd, E Maple St, E Wing Rd, S Shepherd Rd, Michael Ave

Deductible$500- $1000 Deductible$70 savings by going for a $500- $1000 Deductible
Credit ScorePoor$140 more expensive because your credit grade is not excellent
Home Constructed Year1939In Shepherd, 179 (26.0%) homes were made between 1920 and 1939
No of Bedrooms2228 (33.1%) properties in Shepherd have 2 bedrooms
Nearby agents : David Mccleary, 128 N Bridge St, Dewitt, MI

$240 is your homeowners insurance for a property near Michael Ave, S 1st St, E Pleasant Valley Rd, E Remick Rd, E Maple St

Deductible$2500-$5000 Deductible$2500-$5000 Deductible reduces your rate by $110
No of claims2$50 higher rate because of 2 past claims
Marital StatusNever marriedIn Shepherd, 630 (54.6%) individuals have the status of "Never married"
Home value$92,500Cheaper by $11,100 compared to a typical house in Shepherd
Nearby agents : Karl Briggs, 1244 N Mich Ave, Saginaw, MI

$210 is your homeowners insurance for a property near W North County Line Rd, Michael Ave, E Maple St, E Remick Rd, S 1st St

Credit ScoreFairSavings of $90 on your home insurance in Shepherd if you had Excellent credit
Home value$66,500$37,100 less than the usual house price in Shepherd
No of claims3$70 higher premium because of 3 prior claims
Deductible$1000-$2500 DeductibleYou save $50 by choosing a $1000-$2500 Deductible
Nearby agents : Saginaw Bay Underwriters, 4343 State , Saginaw, MI

$300 is your homeowners insurance for a property near E Remick Rd, N Chippewa St, S 1st St, E Wing Rd, E Maple St

Credit ScoreExcellent Request for a rebate of $120 because of your great credit grade
Marital StatusWidowed150 (13.1%) people have the status of "Widowed" in Shepherd
Deductible$2500-$5000 DeductibleYou save $110 by opting for a $2500-$5000 Deductible
Age59112 (7.9%) people aged between 55 and 59 in Shepherd
Nearby agents : Ovid Service Agency Inc, 104 North Main St, Ovid, MI

$660 is your homeowners insurance for a property near E Maple St, E Wing Rd, Michael Ave, E Pleasant Valley Rd, S Shepherd Rd

Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could make your rate cheaper by $70
Replacement Value$187,440Your replacement price is $46,408 costlier than the average house in Shepherd
No of Bedrooms2228 (33.1%) properties in Shepherd have 2 bedrooms
Age7463 (4.5%) folks are between 70 - 74 years in Shepherd
Nearby agents : Mcphail Insurance Agency, Po Box 159, Laingsburg, MI

$180 is your homeowners insurance for a property near SE County Line Rd, E Maple St, Michael Ave, S Shepherd Rd, N Chippewa St

Credit ScoreFairSavings of $80 on your home insurance in Shepherd if you had Excellent credit
Home Constructed Year199959 (8.6%) houses were built between 1990 and 1999 in Shepherd
No of Vehicles Available1Request for an auto & home policy bundle discount of $70
No of Bedrooms2228 (33.1%) houses have 2 bedrooms in Shepherd
Nearby agents : R A Monk Insurance Agency, 5347 DIXIE HIGHWAY, SAGINAW, MI

$340 is your homeowners insurance for a property near E Pleasant Valley Rd, Michael Ave, E Wing Rd, S 1st St, E Remick Rd

Credit ScoreFairProspective savings of $140 on your home insurance in Shepherd if you had Excellent credit
No of claims2$70 higher rate because of 2 past claims
Home Constructed Year1930179 (26.0%) houses in Shepherd were built between 1920 and 1939
Replacement Value$189,060Costlier by $46,872 compared to the average replacement value of a property in Shepherd
Nearby agents : Terrie Johnston, 502 E Main St Ste B, Owosso, MI

$260 is your homeowners insurance for a property near S 1st St, S Shepherd Rd, SE County Line Rd, E Pleasant Valley Rd, Michael Ave

Marital StatusSeparated"Separated" status is similar to that of 30 (2.0%) persons in Shepherd
Deductible$500- $1000 DeductibleYou save $30 by choosing a $500- $1000 Deductible
No of Vehicles Available3You are eligible for an auto & home consolidation policy rebate of $100
No of Bedrooms2228 (33.1%) houses in Shepherd have 2 bedrooms
Nearby agents : Michael Kirgis/A Ins Assoc, 340 LOVELL ST, IONIA, MI

$260 is your homeowners insurance for a property near E Maple St, S 1st St, E Remick Rd, E Pleasant Valley Rd, N Chippewa St

Home value$96,500Cheaper by $7,100 compared to a usual home in Shepherd
No of claims2$60 increase in premium because of 2 past claims
Home Constructed Year200657 (8.3%) properties in Shepherd were built between 2000 and 2009
Age2771 (5.0%) people aged between 25 and 29 in Shepherd
Nearby agents : Mtb Inc. Dba Crapo Agency Of Mt. Pleasant, 206 North Franklin Street Mount Pleasant, Mount Pleasant, MI

$370 is your homeowners insurance for a property near SE County Line Rd, N Chippewa St, S Shepherd Rd, E Pleasant Valley Rd, E Wing Rd

No of Vehicles Available1You qualify for an auto & home consolidation insurance concession of $130
Marital StatusSeparated30 (2.0%) people have the status of "Separated" in Shepherd
Replacement Value$102,680Cheaper by $48,756 compared to the median replacement cost of a property in Shepherd
No of Bedrooms2228 (33.1%) houses in Shepherd have 2 bedrooms
Nearby agents : Carter-Melvin Insurance Agency, Inc., 122 W Main St, Elsie, MI

$290 is your homeowners insurance for a property near E Remick Rd, W North County Line Rd, E Maple St, Michael Ave, S 1st St

Credit ScoreFairSavings of $120 on your home insurance in Shepherd with Excellent credit
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $110
Age73In Shepherd 63 (4.5%) persons are between 70 to 74 years
No of Bedrooms2In Shepherd, 228 (33.1%) homes have 2 bedrooms
Nearby agents : Carr Agency Inc, 115 W MAIN ST, IONIA, MI

$330 is your homeowners insurance for a property near S Shepherd Rd, E Pleasant Valley Rd, E Remick Rd, E Maple St, E Wing Rd

Credit ScoreExcellent Request for a rebate of $140 because of your excellent credit grade
Home value$124,500$20,900 above the median home value in Shepherd
No of Bedrooms2In Shepherd, 228 (33.1%) properties have 2 bedrooms
No of claims1Your 1 past claim makes your rate costlier by $40
Nearby agents : Gebhardt Insurance Agency, 14 South Main Cedar Springs, Cedar Springs, MI

$170 is your homeowners insurance for a property near S Shepherd Rd, E Maple St, Michael Ave, W North County Line Rd, E Wing Rd

Replacement Value$98,685Your replacement price is $53,907 less than average property in Shepherd
No of Vehicles Available0Not eligible for discount
Age31In Shepherd 79 (5.6%) individuals are between 30 to 34 years
No of Bedrooms2228 (33.1%) houses have 2 bedrooms in Shepherd
Nearby agents : Growers Choice Ins, 2880 E Beaver Rd , Kawkawlin, MI

$300 is your homeowners insurance for a property near S 1st St, E Maple St, E Remick Rd, E Pleasant Valley Rd, SE County Line Rd

Home value$96,500Cheaper by $7,100 compared to a median house in Shepherd
Replacement Value$128,345Your replacement cost is $14,999 cheaper than the median home in Shepherd
Deductible$500- $1000 Deductible$20 savings by opting for a $500- $1000 Deductible
No of Vehicles Available3 Due to possible car & homeowners insurance consolidation you are entitled to a $110 discount
Nearby agents : Family Insurance Services, 211 S Main St , Chesaning, MI

$510 is your homeowners insurance for a property near W North County Line Rd, E Wing Rd, SE County Line Rd, E Pleasant Valley Rd, S 1st St

No of Bedrooms2228 (33.1%) houses in Shepherd have 2 bedrooms
No of claims2Your premiums will become higher by $110 because of 2 past claims
Age44In Shepherd 82 (5.8%) persons are between 40 to 44 years
Home value$106,500$2,900 above the typical property cost in Shepherd
Nearby agents : Griffin Insurance Agency, 305 N Shiawassee St, Corunna, MI