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Read how home insurance experts are helping White Cloud, MI homeowners save money & get cheap home insurance.

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Each home insurance policy is unique & we illustrate how few scenarios influence rates in White Cloud

Makes your home insurance higher Makes your home insurance lower

$420 is your homeowners insurance for a property near N Poplar Ave, S Lester St, E 29th St, E Camille, N Lester Ave

No of Vehicles Available3Ask for an auto & homeowners policy consolidation rebate of $150
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $40
Marital StatusNever married"Never married" status is similar to that of 410 (34.6%) folks in White Cloud
No of Bedrooms2222 (39.1%) homes have 2 bedrooms in White Cloud
Nearby agents : Mike Lillo, 1714 44th St SE, Kentwood, MI

$200 is your homeowners insurance for a property near E 29th St, E Monroe Rd, S Thornapple Ave, N Poplar Ave, E Echo Dr

No of Vehicles Available0Not eligible for discount
No of Bedrooms2222 (39.1%) properties in White Cloud have 2 bedrooms
Replacement Value$120,365$4,357 above the usual home replacement cost in White Cloud
Home Constructed Year194937 (6.5%) homes were built between 1940 and 1949 in White Cloud
Nearby agents : Burr & Company, 3351 Claystone Se #G19 Grand Rapids, Grand Rapids, MI

$220 is your homeowners insurance for a property near N Poplar Ave, E Echo Dr, S Thornapple Ave, E 29th St, N Lester Ave

Marital StatusSeparated"Separated" status is similar to that of 40 (3.1%) folks in White Cloud
Deductible$2500-$5000 Deductible$80 savings by going for a $2500-$5000 Deductible
No of Vehicles Available1Request for a car & homeowners insurance consolidation concession of $80
Home Constructed Year199296 (16.9%) houses were built between 1990 and 1999 in White Cloud
Nearby agents : David Elles, 5165 Kalamazoo Ave SE, Kentwood, MI

$220 is your homeowners insurance for a property near N Poplar Ave, N 2nd St, N Lester Ave, S Lester St, N Thornapple Ave

Home value$107,500$24,000 costlier than usual property price in White Cloud
Deductible$1000-$2500 Deductible$30 savings by opting for a $1000-$2500 Deductible
No of Bedrooms2222 (39.1%) properties in White Cloud have 2 bedrooms
Replacement Value$145,125$37,647 more than average property replacement cost in White Cloud
Nearby agents : Luke Bagnall, 1277 36th St SW, Wyoming, MI

$740 is your homeowners insurance for a property near E 29th St, N Poplar Ave, N 2nd St, S Lester St, S Thornapple Ave

Home Constructed Year1956102 (18.0%) properties in White Cloud were constructed between 1950 and 1959
Credit ScorePoorNot having an excellent credit rating makes your rate by $180
Age2369 (4.8%) individuals aged between 22 and 24 in White Cloud
Replacement Value$128,400Costlier by $16,657 compared to the median replacement cost of a home in White Cloud
Nearby agents : Berends Hendricks Stuit, 3055 44TH ST SW, GRANDVILLE, MI

$140 is your homeowners insurance for a property near N Poplar Ave, E Monroe Rd, N Lester Ave, S Lester St, E Camille

Replacement Value$66,490Cheaper by $41,841 compared to the typical replacement value of a property in White Cloud
No of claims1Your rates will become higher by $20 due to 1 past claims
Deductible$500- $1000 Deductible$20 savings by going for a $500- $1000 Deductible
Home value$54,500Your house is $29,000 below the usual value in White Cloud
Nearby agents : John Jack Jones, 5792 W Us 10, Ludington, MI

$210 is your homeowners insurance for a property near E 29th St, N 2nd St, S Lester St, N Poplar Ave, E Camille

Credit ScoreFairCould have saved $90 on your home insurance in White Cloud if you had Excellent credit
Deductible$2500-$5000 Deductible$80 savings by opting for a $2500-$5000 Deductible
No of claims3$70 increase in premium because of 3 past claims
Marital StatusNow married"Now married" status is similar to that of 340 (28.8%) persons in White Cloud
Nearby agents : Kieft Agency Inc, 226 W Savidge , Spring Lake, MI

$520 is your homeowners insurance for a property near N Thornapple Ave, N Poplar Ave, S Thornapple Ave, N 2nd St, N Lester Ave

Replacement Value$263,580Costlier by $146,719 compared to the average replacement value of a property in White Cloud
No of claims2$110 increase in premium because of 2 previous claims
Deductible$500- $1000 Deductible$500- $1000 Deductible lowers your rate by $60
No of Bedrooms518 (3.2%) homes in White Cloud have 5 bedrooms
Nearby agents : Doug Heins, 701 E Savidge, Spring Lake, MI

$360 is your homeowners insurance for a property near N Lester Ave, E Echo Dr, N Poplar Ave, S Lester St, E Camille

No of claims0Possibility of $110 discount because of no past claims
Age4491 (6.3%) people aged between 40 and 44 in White Cloud
No of Bedrooms2222 (39.1%) homes have 2 bedrooms in White Cloud
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will make your rate cheaper by $40
Nearby agents : Valerie Milliken, 6886 Cascade Rd SE, Grand Rapids, MI

$230 is your homeowners insurance for a property near S Lester St, S Thornapple Ave, N Poplar Ave, N Lester Ave, E Monroe Rd

Credit ScoreFairSavings of $90 on your home insurance in White Cloud if you had Excellent credit
No of Bedrooms2222 (39.1%) houses in White Cloud have 2 bedrooms
No of claims3$70 increase in premium because of 3 prior claims
Replacement Value$98,490Cheaper by $18,371 compared to the usual replacement price of a property in White Cloud
Nearby agents : Crosby & Henry Inc, 590 Cascade West Parkway Se , Grand Rapids, MI

$320 is your homeowners insurance for a property near N Lester Ave, N Poplar Ave, N 2nd St, S Lester St, E 29th St

Replacement Value$114,180$5,240 less than median home replacement value in White Cloud
No of claims2Your 2 past claims make your premium more expensive by $70
Age47In White Cloud 92 (6.4%) individuals are between 45 to 49 years
Credit ScoreFairCould have saved $130 on your home insurance in White Cloud if you had Excellent credit
Nearby agents : Doug Jurgens, 3942 30th St SW, Grandville, MI

$190 is your homeowners insurance for a property near E Monroe Rd, N Poplar Ave, N Lester Ave, N 2nd St, E Echo Dr

No of Vehicles Available1 Because of potential auto & homeowners policy consolidation you can avail a $70 discount
Credit ScorePoor$50 more expensive because your credit rating is not superb
Home Constructed Year1976In White Cloud, 117 (20.6%) homes were built between 1970 and 1979
Age51125 (8.7%) people are between 50 - 54 years in White Cloud
Nearby agents : Wilk & Son Insurance Agency, K-Mart Plaza 1477 Apple Ave, Muskegon, MI

$300 is your homeowners insurance for a property near E Monroe Rd, S Thornapple Ave, E Echo Dr, N Thornapple Ave, N Poplar Ave

Home value$97,500$14,000 above the median home price in White Cloud
No of Bedrooms2In White Cloud, 222 (39.1%) properties have 2 bedrooms
Credit ScoreFairProspective savings of $120 on your home insurance in White Cloud with Excellent credit
No of claims2$60 higher rate because of 2 previous claims
Nearby agents : Jon Sepeshy, 5341 Grand Haven Rd Ste A, Norton Shores, MI

$220 is your homeowners insurance for a property near N Poplar Ave, S Thornapple Ave, N 2nd St, N Lester Ave, N Thornapple Ave

No of Bedrooms2In White Cloud, 222 (39.1%) homes have 2 bedrooms
No of Vehicles Available3 Due to possible car & home insurance bundle you are eligible for a $80 reduction
No of claims3Your 3 past claims make your rate higher by $70
Credit ScoreFairSavings of $90 on your home insurance in White Cloud with Excellent credit
Nearby agents : Pce Insurance Agency Llc, 2890 Wilson Ave Sw, Grandville, MI

$360 is your homeowners insurance for a property near N Lester Ave, N Thornapple Ave, E Echo Dr, S Thornapple Ave, N 2nd St

Home Constructed Year1958102 (18.0%) homes were built between 1950 and 1959 in White Cloud
Replacement Value$136,875Costlier by $26,838 compared to the typical replacement cost of a house in White Cloud
Marital StatusNow married"Now married" status is similar to that of 340 (28.8%) folks in White Cloud
No of Bedrooms2222 (39.1%) houses in White Cloud have 2 bedrooms
Nearby agents : Warsen Insurance Agency Inc, 6700 S Division Ave , Grand Rapids, MI

$330 is your homeowners insurance for a property near E 29th St, E Monroe Rd, N Thornapple Ave, N Poplar Ave, S Lester St

Home value$116,500Your property is $33,000 above the average price in White Cloud
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $140
Home Constructed Year1973117 (20.6%) houses in White Cloud were built between 1970 and 1979
Replacement Value$143,295$40,082 costlier than the average home replacement value in White Cloud
Nearby agents : Grand Valley Insurance Agency, Inc, 11410 48Th Ave, Allendale, MI

$200 is your homeowners insurance for a property near E 29th St, N Poplar Ave, N Thornapple Ave, S Lester St, N 2nd St

No of claims0Potential for $60 rebate due to no previous claims
Marital StatusNever married410 (34.6%) folks have the status of "Never married" in White Cloud
No of Vehicles Available4You can avail an auto & home consolidation insurance discount of $70
Home value$49,500Your home is $34,000 cheaper than the typical price in White Cloud
Nearby agents : Lake Michigan Financial Group Llc, 5550 CASCADE RD SE, GRAND RAPIDS, MI

$140 is your homeowners insurance for a property near N Thornapple Ave, S Lester St, E 29th St, S Thornapple Ave, N Lester Ave

Home value$50,500Your house is $33,000 cheaper than the average price in White Cloud
No of Bedrooms2222 (39.1%) houses in White Cloud have 2 bedrooms
Credit ScoreFairSavings of $60 on your home insurance in White Cloud if you had Excellent credit
Marital StatusNever married"Never married" status is similar to that of 410 (34.6%) people in White Cloud
Nearby agents : Jim Blaszak, 5315 Alpine Ave NW, Comstock Park, MI

$240 is your homeowners insurance for a property near S Thornapple Ave, S Lester St, N 2nd St, E Monroe Rd, E 29th St

Age6358 (4.0%) people are between 62 - 64 years in White Cloud
No of claims2$50 increase in rate because of 2 previous claims
No of Vehicles Available1 Because of potential car & home insurance bundle you qualify for a $90 reduction
Home value$67,000$16,500 cheaper than the usual property cost in White Cloud
Nearby agents : Jackie Weeber, 32a 44th St SW, Grandville, MI

$230 is your homeowners insurance for a property near E Monroe Rd, N Poplar Ave, E Echo Dr, S Lester St, S Thornapple Ave

Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 40 (2.7%) individuals in White Cloud
No of Bedrooms2In White Cloud, 222 (39.1%) properties have 2 bedrooms
Age3094 (6.6%) folks are between 30 - 34 years in White Cloud
Replacement Value$116,160Costlier by $152 compared to the typical replacement price of a home in White Cloud
Nearby agents : Dethloff Insurance Agency, 933 W Broadway Ave Muskegon, Roosevelt Park, MI

$280 is your homeowners insurance for a property near E 29th St, E Echo Dr, S Lester St, N Poplar Ave, E Camille

No of claims2Your 2 previous claims make your rate more expensive by $60
Home value$96,500Your house is $13,000 above the usual price in White Cloud
Marital StatusMarried, spouse absentIn White Cloud, 40 (2.7%) persons have the status of "Married, spouse absent"
Credit ScoreExcellent Look for a concession of $120 due to your superb credit score
Nearby agents : Mckenzie-Price Agency, 455 WEST NORTON, MUSKEGON, MI

$260 is your homeowners insurance for a property near N Lester Ave, N Thornapple Ave, E 29th St, E Camille, N Poplar Ave

Home value$106,000$22,500 more than the usual house price in White Cloud
Home Constructed Year1959102 (18.0%) houses were made between 1950 and 1959 in White Cloud
Credit ScoreFairProspective savings of $110 on your home insurance in White Cloud if you had Excellent credit
No of claims1$30 increase in premium because of 1 prior claims
Nearby agents : Corey Gouin, 1851 44th St SW Ste M, Wyoming, MI

$500 is your homeowners insurance for a property near S Lester St, N Lester Ave, S Thornapple Ave, E 29th St, N Poplar Ave

Marital StatusNever marriedIn White Cloud, 410 (34.6%) people have the status of "Never married"
No of claims1$50 higher premium because of 1 previous claims
Credit ScorePoor$120 higher because your credit grade is not great
Deductible$2500-$5000 Deductible$210 savings by opting for a $2500-$5000 Deductible
Nearby agents : Mike Saum, 171 S Gibbs St, White Cloud, MI

$170 is your homeowners insurance for a property near E Monroe Rd, E 29th St, E Camille, E Echo Dr, N Poplar Ave

Home Constructed Year192892 (16.2%) houses in White Cloud were constructed between 1920 and 1939
Credit ScoreExcellent Request for a concession of $70 due to your excellent credit rating
Age5955 (3.8%) individuals are between 55 - 59 years in White Cloud
No of Vehicles Available4You are entitled to a car & home bundle policy rebate of $60
Nearby agents : Capsure Insurance Group, Inc, 146 Monroe Center St Nw 146 Monroe Center St Nw Grand Rapids, Grand Rapids, MI

$350 is your homeowners insurance for a property near N Lester Ave, S Thornapple Ave, N 2nd St, N Poplar Ave, S Lester St

No of Bedrooms2222 (39.1%) houses have 2 bedrooms in White Cloud
Marital StatusNever marriedIn White Cloud, 410 (34.6%) persons have the status of "Never married"
Home value$63,500$20,000 below the typical house value in White Cloud
No of Vehicles Available0Not eligible for discount
Nearby agents : Peter Goss Insurance Agency, 7150 Camino Del Rey Drive Ne , Rockford, MI

$190 is your homeowners insurance for a property near N 2nd St, E Monroe Rd, N Poplar Ave, S Lester St, S Thornapple Ave

Replacement Value$75,600$37,849 cheaper than the average property replacement value in White Cloud
Credit ScoreExcellentYour excellent credit grade makes it less expensive for you by $80
No of claims2Your 2 previous claims make your premium more expensive by $40
Home value$56,000Your home is $27,500 cheaper than the typical price in White Cloud
Nearby agents : Betty Mousel, 7155 W 48th St, Fremont, MI

$390 is your homeowners insurance for a property near E Echo Dr, E Monroe Rd, N Poplar Ave, N 2nd St, N Lester Ave

No of Vehicles Available1 Due to potential car & homeowners insurance bundle you qualify for a $140 reduction
Credit ScorePoor$90 costlier because your credit rating is not superb
Marital StatusNever marriedIn White Cloud, 410 (34.6%) folks have the status of "Never married"
Home value$109,500Costlier by $26,000 compared to a median house in White Cloud
Nearby agents : Van Slyke Insurance Agency, 951 Leonard Nw Grand Rapids, Grand Rapids, MI

$170 is your homeowners insurance for a property near N Thornapple Ave, E 29th St, N 2nd St, N Poplar Ave, E Echo Dr

Replacement Value$98,040$11,997 lower than the usual home replacement value in White Cloud
Home Constructed Year1979In White Cloud, 117 (20.6%) properties were made between 1970 and 1979
No of claims0Look for a no claims discount of $60
No of Vehicles Available0Not eligible for discount
Nearby agents : Jerry Meyering, 1141 E Sherman Blvd, Norton Shores, MI

$270 is your homeowners insurance for a property near N Thornapple Ave, N Poplar Ave, E 29th St, S Lester St, E Monroe Rd

Marital StatusWidowedIn White Cloud, 220 (18.7%) folks have the status of "Widowed"
No of Vehicles Available0Not eligible for discount
Credit ScorePoor$70 more expensive because your credit grade is not great
No of Bedrooms2222 (39.1%) homes have 2 bedrooms in White Cloud
Nearby agents : Jeff Gray, 5180 Kalamazoo Ave SE Ste 1, Kentwood, MI

$200 is your homeowners insurance for a property near N Poplar Ave, S Lester St, N 2nd St, E 29th St, N Thornapple Ave

No of Vehicles Available3You can avail a car & homeowners bundle policy rebate of $70
Home Constructed Year1972117 (20.6%) homes were made between 1970 and 1979 in White Cloud
No of claims1Your rates will increase by $20 due to 1 previous claims
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $80
Nearby agents : Lighthouse Insurance Group Inc, 1115 Taylor N 1115 Taylor N Grand Rapids, Grand Rapids, MI